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Terms of Use

Effective Date: January 1, 2025

These Terms of Use ("Terms") govern your access to and use of the Instant Lending Hub website located at instantlendinghub.com and all related services (collectively, "Service"). By accessing or using the Service, you agree to be bound by these Terms.

Service Description

Instant Lending Hub is a marketing and referral service that connects consumers with participating third-party lenders and service providers. We are not a lender, do not make credit decisions, and do not issue loans. We transmit your information to our network and participating providers may present you with offers.

Eligibility

To use our Service, you must:

  • Be at least 18 years of age
  • Be a legal resident of the United States
  • Have a valid email address, phone number, and bank account
  • Provide accurate, current, and complete information

Your Consent to Communications

By submitting your information through our Service, you expressly consent to receive communications — including by email, SMS, and telephone — from Instant Lending Hub and from participating lenders and marketing partners regarding loan offers and related financial products. You may opt out at any time as described in our Privacy Policy.

User Responsibilities

You agree to:

  • Provide accurate, truthful, and complete information at all times
  • Not use the Service for any unlawful or unauthorized purpose
  • Not attempt to interfere with or disrupt the Service or its infrastructure
  • Comply with all applicable federal, state, and local laws

No Guarantee of Offers

Submitting a request through our Service does not guarantee that you will receive a loan offer, be approved for a loan, or receive any specific loan terms, rates, or amount. All lending decisions are made solely by participating lenders.

Third-Party Lenders

Instant Lending Hub is not responsible for the actions, products, services, or content of any third-party lenders or providers in our network. Any loan agreement you enter into is solely between you and the lender. Review all terms carefully before accepting any offer.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Instant Lending Hub or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INSTANT LENDING HUB SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE.

Modifications

We reserve the right to modify these Terms at any time. Changes are effective upon posting. Your continued use of the Service constitutes acceptance of the revised Terms.

Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to its conflict of law provisions.

Contact Information

Instant Lending Hub

501 Carr Rd, Wilmington, DE 19809

Phone: (877) 814-2901

Email: contact@instantlendinghub.com

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